Terms of Use

This website is owned and operated by Schumacher Group. Use of this website, and information distributed in conjunction with this website is offered to you on your acceptance of these Terms of Use, our Privacy Policy and other notices posted on this website. Your use of this website or of any content presented in any and all areas of the website indicates your acknowledgement and agreement to these Terms of Use, our Privacy Policy and other notices posted on this website. We suggest you print a copy of each of these documents for your records.

We shall have the right, at our sole discretion, to modify, add or remove any terms or conditions of these Terms of Use without notice or liability to you. Any changes to these Terms of Use shall be effective immediately following the posting of such changes on this website.

Proprietary Rights

"Schumacher Group," the logo, and "S" in a circular design are registered service marks of The Schumacher Group of Delaware, Inc. and are the exclusive property of The Schumacher Group of Delaware, Inc., and any unauthorized use of these marks is unlawful. Other trade-marks on this website are the property of their respective owners. All content on this website, including without limitation all programs, compiled binaries, interface layout, interface text, documentation and graphics, is our copyrighted property and is protected by copyright law. The content on this website may be used by you only for your personal, non-commercial use as provided for in these Terms of Use, but may not be taken out of context or presented in a misleading or discriminatory manner. Any rights not expressly granted to you are reserved by us.

Disclaimer

This website is for informational purposes only. It is provided to you solely for your own personal, non-commercial use.

We have used our best commercial efforts to obtain the most accurate and timely information available, all of which is subject to rapid change. Accordingly, we do not guarantee the accuracy, timeliness, reliability or completeness of any of the information contained on, downloaded or accessed from this website.

The performance of this website and all information contained on, downloaded or accessed from this website is provided to you on an "as is" basis, without warranties of any kind whatsoever, including any implied warranties or warranties of merchantability, fitness for a particular purpose or non-infringement of the rights of third parties. We shall not be responsible for any problems or technical malfunction of any telephone network or lines, computer online systems, servers, Internet access providers, computer equipment, software, or any combination thereof including any injury or damage to your or any other person's computer as a result of using this website.

We reserve the right, at our sole discretion, to modify, disable access to or discontinue, temporarily or permanently, any part or all of this website or any information contained thereon without notice or liability to you.

As a visitor to our website, you acknowledge and agree that any reliance on or use by you of any information available on this website shall be entirely at your own risk. In no event shall we be liable for any direct, indirect, consequential or exemplary damages arising from the use or the performance of this website, even if we have been advised of the possibility of such damages.

Confidentiality and Transmissions over the Internet

The transmission of data or information (including communications by e-mail) over the Internet or other publicly accessible networks is not secure, and is subject to possible loss, interception or alteration while in transit. Accordingly, we do not assume any liability for any damage you may experience or cost you may incur as a result or any transmissions over the Internet or other publicly accessible networks, such as transmissions involving the exchange of e-mail with us (including those which may contain your personal information). While we shall take commercially reasonable efforts to safeguard the privacy of the information you provide us and treat such information in accordance with our Privacy Policy, in no event will the information you provide to us be deemed to be confidential, create any fiduciary obligations to you on our part, or result in any liability to you on our part in the event that such information is inadvertently released by us or accessed by third parties without our consent.

Links to Third Party Websites

Links or pointers to other websites and/or references to products and services offered by third parties are provided to you for convenience only and do not constitute an endorsement or approval by us of (i) the organizations that operate such websites; (ii) the content, privacy policies or other terms of use on such websites; or (iii) such third party products and services. As we have no control or responsibility over websites or content maintained by other organizations, or for products and services offered by third parties, we do not assume any liability for your use of any of the foregoing, which use you acknowledge and agree shall be at your own risk.

Member Conduct – Community and Communication Services

If you use a service on this site such as a mail service, bulletin board or community (a "Community and Communication Service") service, all communications, information, data, text, music, sound, graphics, messages and other material (the "Content") are your responsibility, and you are responsible for all Content that you upload, post, transmit, email or otherwise distribute via the Community and Communication Service. Schumacher Group and its licensors are not responsible for the consequences of the Content posted via the Community and Communication Service and, as such, does not guarantee the accuracy, integrity or quality of such Content. You understand that by using the Community and Communication Service, you may be exposed to Content that is offensive or objectionable. In no event will Schumacher Group be liable in any way for any Content or for any loss or damage of any kind incurred as a result of the use of any Content uploaded, posted, transmitted, emailed or otherwise made available via the Community and Communication Service. In cases where you feel threatened or believe someone else is in danger, you should contact your local law enforcement agency immediately. If you think you may have a medical emergency, call your doctor or 911 immediately.

When you use this website you agree not to:

Violate local, state, national, or international laws;
Post, upload, email, transmit or otherwise distribute any Content that infringes on the intellectual property rights of others or on the privacy or publicity rights of others;
Post, upload, email, transmit or otherwise distribute any Content that is unlawful, harmful, obscene, defamatory, threatening, harassing, abusive, slanderous, hateful, or embarrassing to any other person or entity;
Harm any persons in any way;
Post advertisements or solicitations of business;
Forge headers or otherwise manipulate identifiers in order to disguise the origin of any Content transmitted through the Community and Communication Service;
Post, upload, email, transmit or otherwise distribute chain letters, pyramid schemes, unsolicited or unauthorized advertising or spam;
Impersonate another person or business entity or stalk or otherwise harass another person;
Post, upload, email, transmit or otherwise distribute viruses or other harmful computer code designed to interrupt, destroy or limit the use of any computer software or hardware;
Harvest or otherwise collect information about others, including email addresses, without their identification for posting or viewing comments;
Allow any other person or entity to use your identification for posting or viewing comments;
Interfere with or disrupt the Community and Communication Service or computers, networks or other hardware connected to the Community and Communication Service, or disregard any requirements or policies of networks connected to the Community and Communication Service;
Engage in any other conduct that restricts or inhibits any other person from using or enjoying the Community and Communication Service, or which exposes Schumacher Group or any of its customers or suppliers to any liability or detriment of any type;
Fail to respect other users' privacy. This includes revealing another user's password, phone number, address, instant messenger I.D. or address or any other personally identifiable information;
Create member names, or post solicit or send messages, text or photographs that are sexually explicit, that denigrate, threaten, abuse or harm others in any way; or
Upload, post, email or otherwise send any Content that you are not authorized to send under any law or contractual relationship. This includes proprietary and confidential information learned as part of employment relationships or under nondisclosure agreements, and any other inside information.

Schumacher Group may (but is not obligated) do any or all of the following without notice:

Record or pre-screen the dialogue in public chat rooms;
Investigate an allegation that a communication(s) do(es) not conform to the terms of this section and determine in its sole discretion to remove or request the removal of the Content;
Remove Content which is abusive, objectionable, illegal, or disruptive, or that otherwise fails to conform with these Terms of Use;
Terminate your access to any or all Community and Communication Services upon any breach of these Terms of Use; or
Edit Content.

You agree that you must evaluate, and bear all risks associated with, the use of any Content, including any reliance on the accuracy, completeness, or usefulness of such Content. You acknowledge, consent and agree that Schumacher Group may investigate your use of the Community and Communication Service in order to determine whether a violation of the Terms of Use has occurred or to comply with any applicable law, regulation, governmental request or legal process.

You agree and acknowledge that the processing and transmission of the Community and Communication Service, including your Content, may involve transmissions over various networks and devices and necessary modifications as required for such transmissions.

Contacting Us

If you have any questions or concerns about our website or these Terms of Use, please feel free to contact us by using the "Contact Us" link on this website.

Last Updated: August 2009